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Tag: annuity

Retirement Planning and Deferred-Income Annuities

October 6, 2015 Posted by: Phil Barker Retirement

Most people today envision a comfortable style of living once they have retired. But the generation of workers that built[…]

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Do You Want a Fixed Annuity or a Life Annuity?

July 10, 2015 Posted by: Phil Barker Retirement

This is the same type of annuity in Canada, although some people feel there are differences. In Canada a life[…]

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5 Annuity Examples to Help Guide You

July 8, 2015 Posted by: Phil Barker Retirement

An annuity is a guaranteed stream of payments that will provide you with a regular income for your lifetime. You,[…]

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Save Taxes With A Life Annuity

November 3, 2014 Posted by: Phil Barker Retirement

The last week of October this year saw a large benefit for two or more million pensioners from the Conservative[…]

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Two Phases of a Life Annuity

October 31, 2014 Posted by: Phil Barker Retirement

There are two phases for a life annuity purchased in Canada. The accumulation phase in which you make deposits and[…]

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An Annuity’s Taxable Portion Explained

October 23, 2014 Posted by: Phil Barker Retirement

Often my clients, who buy non-registered life annuities, ask me to explain why the lowest premium on a quote table[…]

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Should you consider an annuity?

September 25, 2014 Posted by: Phil Barker Retirement

My comments to “Should you consider an annuity?” by Kevin Press at BrighterLife.ca Should you consider an annuity? An annuity’s promise[…]

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Use Annuities To Protect Yourself From Yourself

May 23, 2014 Posted by: Phil Barker Retirement

In this very recent issue of Forbes magazine  there was an enlightening article on life annuities, “Use Annuities To Protect[…]

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How living longer can hurt your retirement planning

May 13, 2014 Posted by: Phil Barker Retirement

My comments on a recent article in the Toronto Star  “How living longer can hurt your retirement planning” by Moshe A.[…]

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Should your life expectancy be part of your financial planning?

May 12, 2014 Posted by: Phil Barker Retirement

My comments on  “Should your life expectancy be part of your financial planning?” by Garry Marr of the Financial Post. From[…]

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