{"id":72,"date":"2010-10-06T09:55:51","date_gmt":"2010-10-06T14:55:51","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=72"},"modified":"2010-10-06T09:55:51","modified_gmt":"2010-10-06T14:55:51","slug":"life-annuities-4-hurdles-to-jump","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/life-annuities-4-hurdles-to-jump","title":{"rendered":"Life annuities  &#8211; 4 hurdles to jump"},"content":{"rendered":"<div><span style=\"font-size: medium;\">Life annuity buyers have various concerns about  buying a life annuity, all of which centre around getting the best possible  income.<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\"><a href=\"http:\/\/www.lifeannuities.com\/_images\/faq2_130x87.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-73\" title=\"Senior woman meeting with annuity agent\" src=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2010\/10\/faq2_130x87.jpg\" alt=\"Senior woman meeting with annuity agent\" width=\"130\" height=\"87\" \/><\/a>But, in my long experience with these buyers, one  thing stands out from the pack and that is interest rates. However interest  rates are only one and not necessarily the most important of the 4 factors you  need to consider. I&#8217;ll touch on them briefly here but if you want a more  detailed explanation, just let me know.<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\">The 4 main concerns should be:<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\">1. Age and health of the life  annuitant<\/span><\/div>\n<div><span style=\"font-size: medium;\">2. Interest rates<\/span><\/div>\n<div><span style=\"font-size: medium;\">3. Length of guarantee period if any<\/span><\/div>\n<div><span style=\"font-size: medium;\">4. What type of life annuity? a joint life annuity  for one portion and a single life annuity for the balance? Or a term certain  single life annuity?<\/span><\/div>\n<div><span style=\"font-size: medium;\">5. Life expectancy is increasing<\/span><\/div>\n<div><span style=\"font-size: medium;\">6. Company to be chosen? Funds to be  supplied?<\/span><\/div>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Life annuity buyers have various concerns about buying a life annuity, all of which centre around getting the best possible[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-72","post","type-post","status-publish","format-standard","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/72","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=72"}],"version-history":[{"count":1,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions"}],"predecessor-version":[{"id":74,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions\/74"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=72"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=72"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=72"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}