{"id":63,"date":"2010-10-01T12:18:31","date_gmt":"2010-10-01T17:18:31","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=63"},"modified":"2010-10-01T12:18:31","modified_gmt":"2010-10-01T17:18:31","slug":"life-annuities-puzzlement","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/life-annuities-puzzlement","title":{"rendered":"Life annuities puzzlement"},"content":{"rendered":"<div><span style=\"font-size: medium;\">Life annuity buyers are always worrying about the  best time to buy. So they keep putting off the lifetime income available to them  today in the hope of better returns tomorrow.<\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\"><a href=\"http:\/\/www.lifeannuities.com\/\/_images\/site_map_130x98.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-64\" title=\"Life annuity best time to buy\" src=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2010\/10\/site_map_130x98.jpg\" alt=\"Life annuity best time to buy\" width=\"130\" height=\"98\" \/><\/a>But since 1990 life annuity rates have steadily but  slowly decreased due to lessening bond rates, low inflation and increasing life  expectancy.<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\">And perhaps it is increasing life expectancy\u00a0the  new kid on the block, which keeps monthly payments in check. If the company has  to pay you\u00a0 for a longer period, it will; pay you less each month.<\/span><\/div>\n<div><span style=\"font-size: medium;\"><br \/>\n<\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\">There is also one other factor that is not taken  into consideration and that is demand for money. If builders are not building  houses, apartments, hotels and the like, to whom are the banks going to  lend?<\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div><span style=\"font-size: medium;\">Like real estate, the time to buy a life annuity is  now. You want the income, are satisfied with the payment, so why wait? There is  no genie to tell you the magic moment as we don&#8217;t know when we&#8217;ll be called  away.<\/span><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Life annuity buyers are always worrying about the best time to buy. So they keep putting off the lifetime income[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-63","post","type-post","status-publish","format-standard","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/63","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=63"}],"version-history":[{"count":4,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/63\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/63\/revisions\/68"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=63"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=63"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=63"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}