{"id":6,"date":"2009-12-17T10:47:37","date_gmt":"2009-12-17T15:47:37","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=6"},"modified":"2009-12-17T10:47:37","modified_gmt":"2009-12-17T15:47:37","slug":"how-is-life-annuity-income-determined","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/how-is-life-annuity-income-determined","title":{"rendered":"How Is Life Annuity Income Determined?"},"content":{"rendered":"<p>Life annuity income is determined by the following factors: <font face=\"Verdana\" \/><\/p>\n<p><font face=\"Verdana\"> <\/font><font face=\"Verdana\"><font face=\"Verdana\"><font face=\"Verdana\"><strong>1. Premium Amount<\/strong><br \/>\n&#8211; The amount of money you deposit. The larger the premium the greater the income payment.<br \/>\n<\/font><\/font><\/font><\/p>\n<p><font face=\"Verdana\"> <\/font><font face=\"Verdana\"><font face=\"Verdana\"><font face=\"Verdana\"><strong>2. Interest Rates<\/strong><br \/>\n&#8211; The current interest rates at the date of deposit or the rates established previously with a rate guarantee.<br \/>\n<\/font><\/font><\/font><\/p>\n<p><font face=\"Verdana\"> <\/font><font face=\"Verdana\"><font face=\"Verdana\"><font face=\"Verdana\"><strong>3. Sex and Age<\/strong><br \/>\nThe annuitants gender and age affects the income amount.<\/font><\/font><\/font><\/p>\n<p><font face=\"Verdana\"> <\/font><font face=\"Verdana\"><font face=\"Verdana\"><strong>4. Guarantee Period<\/strong><br \/>\nThe longer the guarantee period, the lower the income amount.<\/font><\/font><\/p>\n<p><font face=\"Verdana\"> <\/font><font face=\"Verdana\"><font face=\"Verdana\"><strong>5. Annuity Type and Options<\/strong><br \/>\nThe choice between single or joint life and options like indexing, return of premium will affect the amount of income.<\/font><\/font><\/p>\n<p><font face=\"Verdana\"> <\/font><font face=\"Verdana\"><font face=\"Verdana\"><strong>6. Income Deferral<\/strong><br \/>\nThe period of time between the purchase date and the income start date.<br \/>\n<\/font><\/font><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life annuity income is determined by the following factors: 1. Premium Amount &#8211; The amount of money you deposit. The[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[],"tags":[114],"class_list":["post-6","post","type-post","status-publish","format-standard","hentry","tag-insurance"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/6","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=6"}],"version-history":[{"count":0,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=6"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=6"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=6"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}