{"id":58,"date":"2010-09-30T12:25:58","date_gmt":"2010-09-30T17:25:58","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=58"},"modified":"2010-09-30T12:25:58","modified_gmt":"2010-09-30T17:25:58","slug":"life-annuities-keep-you-safe","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/life-annuities-keep-you-safe","title":{"rendered":"Life annuities keep you safe"},"content":{"rendered":"<div><span style=\"font-size: x-small;\"><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\"><span><br \/>\n<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\">Life annuities are the topic of many conversations John\u00a0Q  Public is always turn between 2 extremes of how to invest his money,  particularly retirement funds.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\"><span> <\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\"><a href=\"http:\/\/www.lifeannuities.com\/_images\/faq_130x87.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-59\" title=\"Senior couple meeting with agent to discuss life annuities\" src=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2010\/09\/faq_130x87.jpg\" alt=\"Senior couple meeting with agent to discuss life annuities\" width=\"130\" height=\"87\" \/><\/a>wants safety and his\u00a0wife demands safety. But he  doesn\u2019t have a lot and he lost some in the 2008 crash. So what wins out,  security or another mutual fund policy?<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\"><span> <\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\">If he buys a mutual fund he may make money, perhaps not  right now but soon. But there are zero guarantees and they are not getting any  younger. He has never really understood what the market does; all he knows that  he would like more income now and perhaps leave some to the kids.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\"><span> <\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\">The alternative to the mutual fund is a life annuity  where the payments are guaranteed for\u00a0 both their lives. And if they die  prematurely, the children will inherit the balance.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\"><span> <\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small;\">Only life annuities can give you peace of mind. I\u2019ve seen  people lose tens of thousands of dollars or more because they wanted to invest  it in the market. The time to take risk is when you\u2019re younger and if you don\u2019t  feel young, it\u2019s time for security like a life annuity.<\/span><\/p>\n<p><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Life annuities are the topic of many conversations John\u00a0Q Public is always turn between 2 extremes of how to invest[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-58","post","type-post","status-publish","format-standard","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":3,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/58\/revisions"}],"predecessor-version":[{"id":62,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/58\/revisions\/62"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=58"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=58"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}