{"id":461,"date":"2012-05-03T12:54:23","date_gmt":"2012-05-03T17:54:23","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=461"},"modified":"2012-05-03T12:54:23","modified_gmt":"2012-05-03T17:54:23","slug":"what-is-an-annuity-guarantee-period","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/what-is-an-annuity-guarantee-period","title":{"rendered":"What is an annuity guarantee period?"},"content":{"rendered":"<p><strong>Annuity Guarantee Period<\/strong> &#8211; Life annuities are guaranteed for the life of the annuitant or co annuitant; you cannot outlive the annuity payments. And the extra feature of a guarantee period means that you can ensure that someone gets a benefit if you die early.<\/p>\n<ul>\n<li><strong>For non-registered funds:<\/strong> a named beneficiary has the choice of continuing the guaranteed payments or receiving a lump sum payment. An estate can only receive the present value of the remaining guaranteed annuity payments.<\/li>\n<\/ul>\n<ul>\n<li><strong>For registered funds:<\/strong> A spouse can receive the balance of the guarantee payments or receive the present value of the remaining guarantee payments as a lump sum.\u00a0 Otherwise a beneficiary\u00a0 receives the commuted value.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Annuity Guarantee Period &#8211; Life annuities are guaranteed for the life of the annuitant or co annuitant; you cannot outlive[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[33,13,105,106,40,95],"class_list":["post-461","post","type-post","status-publish","format-standard","hentry","category-retirement","tag-annuity-guarantee-period","tag-guarantee","tag-non-registered","tag-period","tag-registered","tag-what-is"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=461"}],"version-history":[{"count":6,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/461\/revisions"}],"predecessor-version":[{"id":753,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/461\/revisions\/753"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}