{"id":415,"date":"2012-03-07T14:35:02","date_gmt":"2012-03-07T19:35:02","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=415"},"modified":"2012-03-07T14:35:36","modified_gmt":"2012-03-07T19:35:36","slug":"longevity-insurance-in-reverse","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/longevity-insurance-in-reverse","title":{"rendered":"Longevity Insurance In Reverse"},"content":{"rendered":"<div><span style=\"font-family: Verdana;\">After we blogged on deferred annuities or, as now popularly called, longevity insurance, we started getting emails about the wisdom of such a product given the low interest rates, high taxes, volatile stock market and the state of the world&#8217;s political situation.<\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana;\">Well we think we have a better idea,\u00a0 a solution we found for a client with a specific income problem.\u00a0<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana;\">Instead of falling\u00a0income, increase it!\u00a0You&#8217;re possibly familiar with group pensions , where the income can be dropped by 60% at the first death.\u00a0 Up to now this often was not available for non registered or RRSP funds. And it is still not generally available and certainly not from all the companies. In fact I am told that it will not be offered due to the lack of demand. But it will still may be what you need.<\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana;\">If you increase the payments now, say\u00a0for a specific period, you can use the time and income to establish yourself as you commence your retirement. Then, when possibly a government or company pension kicks in, the decreased income from your life annuity will not have a\u00a0profound effect, if at all, on your standard of living.<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana;\">There are many ways to cut this cake and you need to keep your mind open as to what type of <a href=\"http:\/\/www.lifeannuities.com\">life annuity<\/a> you should buy.\u00a0\u00a0<\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div><a href=\"http:\/\/www.lifeannuities.com\/quotation.html\">Annuity Quote<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>After we blogged on deferred annuities or, as now popularly called, longevity insurance, we started getting emails about the wisdom[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[18],"class_list":["post-415","post","type-post","status-publish","format-standard","hentry","category-retirement","tag-longevity-insurance-annuity-annuities"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/415","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=415"}],"version-history":[{"count":2,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/415\/revisions"}],"predecessor-version":[{"id":417,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/415\/revisions\/417"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=415"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=415"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=415"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}