{"id":3,"date":"2010-01-14T09:52:04","date_gmt":"2010-01-14T14:52:04","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=3"},"modified":"2010-01-14T09:52:04","modified_gmt":"2010-01-14T14:52:04","slug":"should-she-stay-in-a-rrif-or-buy-a-life-annuity","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/should-she-stay-in-a-rrif-or-buy-a-life-annuity","title":{"rendered":"Should she stay in a RRIF or buy a life annuity?"},"content":{"rendered":"<p>I have a client,a single lady 75 years old,who draws the minimum payment of approx $ 726 monthly from her $100,000 RRIF.<\/p>\n<p>Now here is the question. A life annuity guaranteed 10 years will pay her $766 monthly for life. As the income amounts are similar, should she stay with the RRIF or take the life annuity? The RRIF is earning about 4 % a year,but if she continues with the RRIF, she will deplete her capital and could in fact outlive it. What should she do?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I have a client,a single lady 75 years old,who draws the minimum payment of approx $ 726 monthly from her[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[],"tags":[114],"class_list":["post-3","post","type-post","status-publish","format-standard","hentry","tag-insurance"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":0,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/3\/revisions"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=3"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=3"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}