{"id":270,"date":"2011-08-18T12:51:33","date_gmt":"2011-08-18T17:51:33","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=270"},"modified":"2011-08-18T12:51:33","modified_gmt":"2011-08-18T17:51:33","slug":"uk-life-annuities","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/uk-life-annuities","title":{"rendered":"UK Life Annuities"},"content":{"rendered":"<p>In the UK, life annuities have a wider reach than this side of the pond in Canada and the US.<\/p>\n<p><a href=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2011\/08\/uk-life-annuities.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-271\" title=\"uk-life-annuities\" src=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2011\/08\/uk-life-annuities-300x165.gif\" alt=\"\" width=\"210\" height=\"115\" srcset=\"https:\/\/lifeannuities.com\/blog\/wp-content\/uploads\/2011\/08\/uk-life-annuities-300x165.gif 300w, https:\/\/lifeannuities.com\/blog\/wp-content\/uploads\/2011\/08\/uk-life-annuities.gif 600w\" sizes=\"auto, (max-width: 210px) 100vw, 210px\" \/><\/a>It appears the 2 major differences are the impaired or enhanced annuity which deals with your state of health. And the second type of UK life annuity which is not available here is a lifestyle annuity\u00a0 which takes your personal, habits such as smoking, into consideration.<\/p>\n<p>The impaired or enhanced life annuity will pay more as it calculates that your longevity will be shortened due to a serious health problem. Apparently in the UK life annuities are issued for health problems not which would not be considered in Canada or the US . In any event, the UK life insurance companies have more experience than we do.<\/p>\n<p>The second type of life annuity issued in the UK has to do with lifestyle habits such as smoking. As a smoker is prejudged to have a lower life expectancy than a non smoker, a smoker can obtain a better income. And this gives rise to the question of how long do you have to be a smoker to qualify? Or if a non smoker should you take up the habit?<\/p>\n<p>In Canada and the US, smokers are heavily penalized when buying life insurance, so this type of UK life annuity is the other side of the coin.<\/p>\n<p>Canadian expats living in the UK can get a free <a href=\"http:\/\/www.lifeannuities.com\/quotation.html\">annuity quote here<\/a>.<\/p>\n<p><a href=\"http:\/\/www.lifeannuities.com\">Annuity<\/a> &#8211; Home Page<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the UK, life annuities have a wider reach than this side of the pond in Canada and the US.[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-270","post","type-post","status-publish","format-standard","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=270"}],"version-history":[{"count":3,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/270\/revisions"}],"predecessor-version":[{"id":274,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/270\/revisions\/274"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=270"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=270"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}