{"id":1800,"date":"2021-09-10T11:28:21","date_gmt":"2021-09-10T16:28:21","guid":{"rendered":"https:\/\/lifeannuities.com\/blog\/?p=1800"},"modified":"2021-09-10T11:28:23","modified_gmt":"2021-09-10T16:28:23","slug":"what-are-my-rrsp-options-in-the-year-i-turn-71-the-age-of-maturity","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/what-are-my-rrsp-options-in-the-year-i-turn-71-the-age-of-maturity","title":{"rendered":"What Are My RRSP Options In The Year I Turn 71, The Age Of Maturity?"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">If you have a <a href=\"https:\/\/lifeannuities.com\/rrsp\/\">retirement retirement savings plan (RRSP)<\/a> and or a spousal retirement savings plan, you have the following options:<\/p>\n\n\n\n<ol class=\"has-medium-font-size wp-block-list\"><li>Total surrender of the contract.<br><\/li><li>A <a href=\"https:\/\/lifeannuities.com\/annuity\">life annuity<\/a>, with or without a guarantee period, on your life alone or a joint and last survivor annuity on your life and spouse or common-law partner.<br><\/li><li>Transfer to a <a href=\"https:\/\/lifeannuities.com\/rrif\/\">Registered Retirement Income Fund (RRIF)<\/a>. You then have the option to determine the amount of the income based on your age or your partner&#8217;s age.<br><\/li><li>A <a href=\"https:\/\/lifeannuities.com\/termcertain_annuity.html\">fixed-term annuity<\/a> payable until your 90th birthday.<\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"<p>If you have a retirement retirement savings plan (RRSP) and or a spousal retirement savings plan, you have the following[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":1802,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[142,306,5,377,201,36,134,378],"class_list":["post-1800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement","tag-142","tag-age","tag-annuity","tag-maturity","tag-options","tag-rrif","tag-rrsp","tag-turn"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=1800"}],"version-history":[{"count":2,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1800\/revisions"}],"predecessor-version":[{"id":1818,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1800\/revisions\/1818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media\/1802"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=1800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=1800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=1800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}