{"id":1783,"date":"2021-08-30T10:11:05","date_gmt":"2021-08-30T15:11:05","guid":{"rendered":"https:\/\/lifeannuities.com\/blog\/?p=1783"},"modified":"2021-08-30T10:11:07","modified_gmt":"2021-08-30T15:11:07","slug":"registered-and-non-registered-annuities","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/registered-and-non-registered-annuities","title":{"rendered":"Registered and Non-Registered Annuities"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">When you retire, you and your spouse will need to have a guaranteed income for the rest of your lives. Again made  <a href=\"https:\/\/lifeannuities.com\/annuity.html\">life annuities<\/a> are a popular retirement income choice They are being talked about as they never expire. <\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Why buy a life annuity?<\/strong><\/p>\n\n\n\n<p class=\"has-medium-font-size\">A life annuity provides a guaranteed income for you and your partner forever.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Life Annuities are purchased with registered and non-registered funds<\/strong> <\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Registered Fund sources are:<\/strong><\/p>\n\n\n\n<ol class=\"has-medium-font-size wp-block-list\"><li>Registered Retirement Savings Plan (<a href=\"https:\/\/lifeannuities.com\/rrsp\/\">RRSP<\/a>)<\/li><li>Registered Retirement Income Fund (<a href=\"https:\/\/lifeannuities.com\/rrif\/\">RRIF<\/a>)<\/li><li>Registered Pension Plan (RPP)<\/li><li>Locked-in RSP (LRSP),<\/li><li>Locked-in Retirement Account (LIRA),<\/li><li>Deferred Profit Sharing Plan (DPSP)<\/li><li>Locked-in Retirement Income Fund (LRIF).<\/li><\/ol>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Non-registered Funds<\/strong>:<\/p>\n\n\n\n<p class=\"has-medium-font-size\">An annuity with non-registered funds can be on a \u201cprescribed\u201d or \u201cnon-prescribed\u201d taxation basis.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you retire, you and your spouse will need to have a guaranteed income for the rest of your lives.[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":1787,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=1783"}],"version-history":[{"count":7,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1783\/revisions"}],"predecessor-version":[{"id":1793,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1783\/revisions\/1793"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media\/1787"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=1783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=1783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=1783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}