{"id":1616,"date":"2018-06-13T12:28:16","date_gmt":"2018-06-13T17:28:16","guid":{"rendered":"https:\/\/lifeannuities.com\/blog\/?p=1616"},"modified":"2018-06-13T12:28:16","modified_gmt":"2018-06-13T17:28:16","slug":"comments-planning-can-help-make-sure-retirement-savings-will-last","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/comments-planning-can-help-make-sure-retirement-savings-will-last","title":{"rendered":"My Comments on &#8220;Planning can help you make sure your retirement savings will last&#8221; Article"},"content":{"rendered":"<p>Here are my comments to a June 11, 2018\u00a0 article in the Toronto Star <a href=\"https:\/\/www.thestar.com\/business\/personal_finance\/2018\/06\/11\/planning-can-help-you-make-sure-your-retirement-savings-will-last.html\">\u201cPlanning can help you make sure your retirement savings will last<\/a>&#8221; by Ellen Roseman.<\/p>\n<p>Good article but there are\u00a0some additional\u00a0concerns that need to be\u00a0included in this conversation.<\/p>\n<p>The 1st is health. I have clients who saved like mad but now, in\u00a0their early seventies\u00a0one partner\u00a0is too sick to do anything except go to doctors or the hospital. Why, despite advice to the contrary,\u00a0did they insist on continuing to save for a future they won&#8217;t have?<\/p>\n<p>How do you know your future health condition? Or that of your partner? So why are you waiting to take the CPP?<\/p>\n<p>And will you have the mental capacity or interest to direct an investment program? You are far better off to upload this problem onto independent shoulders. That is what an annuity is!<\/p>\n<p>I read a lot of advice from columnists, no offence,\u00a0who have\u00a0absolutely no\u00a0real life\u00a0experience dealing with clients face to face. So they cannot possibly KNOW\u00a0what are the\u00a0clients real concerns. And I presume Mr. Vettese falls into this category, even though I agree with some of his comments.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here are my comments to a June 11, 2018\u00a0 article in the Toronto Star \u201cPlanning can help you make sure[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1616","post","type-post","status-publish","format-standard","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=1616"}],"version-history":[{"count":1,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1616\/revisions"}],"predecessor-version":[{"id":1617,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1616\/revisions\/1617"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=1616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=1616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=1616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}