{"id":1228,"date":"2013-07-03T10:13:18","date_gmt":"2013-07-03T15:13:18","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=1228"},"modified":"2013-07-03T10:13:18","modified_gmt":"2013-07-03T15:13:18","slug":"your-savings-annuity-can-outlive-you","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/your-savings-annuity-can-outlive-you","title":{"rendered":"Your Savings Annuity Can Outlive You"},"content":{"rendered":"<div><span style=\"font-family: Verdana; font-size: small;\">Did you know your savings annuity can last beyond your lifetime?<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana; font-size: small;\"><a href=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2013\/07\/iStock_000004281585Small.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1230\" alt=\"savings annuity can outlive you\" src=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2013\/07\/iStock_000004281585Small-300x198.jpg\" width=\"191\" height=\"126\" srcset=\"https:\/\/lifeannuities.com\/blog\/wp-content\/uploads\/2013\/07\/iStock_000004281585Small-300x198.jpg 300w, https:\/\/lifeannuities.com\/blog\/wp-content\/uploads\/2013\/07\/iStock_000004281585Small.jpg 851w\" sizes=\"auto, (max-width: 191px) 100vw, 191px\" \/><\/a>I speak to annuity clients or those engaging in buying one everyday. And the one thing they know is that <a href=\"http:\/\/www.lifeannuities.com\">annuity<\/a> guarantees do not extend beyond age 90. And you can use the age of the younger to get the longest guarantee period. <\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana; font-size: small;\">And they are correct. For registered annuities, the government does not permit life guarantees beyond the age of 90. The couple where the youngest age is 68, can get a 22 year guarantee! Similarly a couple where the youngest age is 82, can get a guarantee for 8 years.<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana; font-size: small;\">But that all changes with non registered annuities. Here the companies have more flexibility and some will issue policies beyond age 100.<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Verdana; font-size: small;\">Again we shop the market to get you the longest guarantee if that is what you want. Or the highest income; you just need to tell me what you are trying to achieve.<\/span><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Did you know your savings annuity can last beyond your lifetime? I speak to annuity clients or those engaging in[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":1230,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[5,230,229,123],"class_list":["post-1228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement","tag-annuity","tag-lifetime","tag-outlive","tag-savings"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=1228"}],"version-history":[{"count":2,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1228\/revisions"}],"predecessor-version":[{"id":1232,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1228\/revisions\/1232"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media\/1230"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=1228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=1228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=1228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}