{"id":119,"date":"2010-10-29T12:50:11","date_gmt":"2010-10-29T17:50:11","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=119"},"modified":"2010-10-29T12:50:11","modified_gmt":"2010-10-29T17:50:11","slug":"the-great-risk-to-a-living-annuity-lies-with-capital-erosion-not-return-volatility","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/the-great-risk-to-a-living-annuity-lies-with-capital-erosion-not-return-volatility","title":{"rendered":"The great risk to a living annuity lies with capital erosion, not return volatility"},"content":{"rendered":"<div>From Moneyweb.co.ca\u00a0 <a href=\"http:\/\/www.moneyweb.co.za\/mw\/view\/mw\/en\/page292690?oid=513117&amp;sn=2009+Detail&amp;pid=287226\">The great risk to a living annuity lies with capital erosion, not return volatility<\/a><\/div>\n<div><\/div>\n<div><a href=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2010\/10\/iStock_000004318183Small.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-thumbnail wp-image-120\" title=\"The great risk to a living annuity lies with capital erosion, not return volatility\" src=\"http:\/\/www.lifeannuities.com\/blog\/wp-content\/uploads\/2010\/10\/iStock_000004318183Small-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" \/><\/a>Now here is one great reason to understand what type of annuity you are  buying.<\/div>\n<div><\/div>\n<div>There are basically 2 types of annuity,an investment type often called a  fixed annuity,an immediate annuity retirement annuity and the like.<\/div>\n<div><\/div>\n<div>The\u00a0other type is a life annuity and that is the type you want when you hit  sixty as referred to in this article.Unless you are not worried about losing  funds in a market meltdown,you need to have your capital fixed.Then you can  proceed to buy a life annuity which gives you a fixed,unchangeable amount of  income for the rest of your life.<\/div>\n<div><\/div>\n<div>Don&#8217;t confuse these 2 types of annuities. You can invest and gather your  funds together all your life,but when ready to hang up your spurs, you need a  life annuity.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>From Moneyweb.co.ca\u00a0 The great risk to a living annuity lies with capital erosion, not return volatility Now here is one[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-119","post","type-post","status-publish","format-standard","hentry","category-retirement"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=119"}],"version-history":[{"count":1,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/119\/revisions"}],"predecessor-version":[{"id":121,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/119\/revisions\/121"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}