{"id":1170,"date":"2013-05-09T14:00:58","date_gmt":"2013-05-09T19:00:58","guid":{"rendered":"http:\/\/www.lifeannuities.com\/blog\/?p=1170"},"modified":"2013-05-09T14:00:58","modified_gmt":"2013-05-09T19:00:58","slug":"is-there-a-difference-between-registered-versus-non-registered-annuity-rates","status":"publish","type":"post","link":"https:\/\/lifeannuities.com\/blog\/retirement\/is-there-a-difference-between-registered-versus-non-registered-annuity-rates","title":{"rendered":"Is There a Difference Between Registered versus Non-Registered Annuity Rates?"},"content":{"rendered":"

We were asked a question yesterday about why we had posted annuity rates where the monthly payments were different for registered and non-registered funds.<\/p>\n

Annuity rates can change every day according to company demand, and the monthly payments are normally the same whether the current source of\u00a0 funds are registered or non-registered. You can see an example of a registered annuity and non-registered annuity below that have the same monthly income.<\/p>\n

Annuity rates are supplied by the companies themselves. If for some reason companies want registered money in lieu of non registered funds, the rates will reflect that.<\/p>\n

Again, annuity rates guaranteed\u00a0for say 5 years can sometimes be less than the payments guaranteed for 10 years.<\/p>\n

And the same thing can be seen with life insurance rates where the annual premium for a 5 year\u00a0term life policy may be more than a policy guaranteed for 10 years!<\/p>\n

Non-registered Annuity<\/h2>\n

Annuity where the Source of Funds is Non-Registered<\/h3>\n
\"Non-Registered<\/a><\/div>\n

Registered Annuity<\/h2>\n

Annuity where the Source of Funds is Registered<\/h3>\n
\"Registered<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

We were asked a question yesterday about why we had posted annuity rates where the monthly payments were different for[…]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[4,5,211,12,48,105,210,11,40,71],"class_list":["post-1170","post","type-post","status-publish","format-standard","hentry","category-retirement","tag-annuities","tag-annuity","tag-difference","tag-income","tag-monthly","tag-non-registered","tag-nonregistered","tag-payment","tag-registered","tag-versus"],"_links":{"self":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/comments?post=1170"}],"version-history":[{"count":12,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1170\/revisions"}],"predecessor-version":[{"id":1184,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/posts\/1170\/revisions\/1184"}],"wp:attachment":[{"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/media?parent=1170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/categories?post=1170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeannuities.com\/blog\/wp-json\/wp\/v2\/tags?post=1170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}