HomepageRetirement Posted by: Phil Barker 8 years ago Categories: Retirement Single or Joint Annuity? Which is best? Should you take your pension as a lump sum? » « Nortel Pension Calculator Tags: annuitybestjointlifesingle Posted by: Phil Barker: Phil is a leading expert in life annuities in Canada. His website Life Annuities.com is a recognized authority on annuities. Recently, he's been redefining how annuities are sold in Canada.