Thursday, March 11, 2010
E-mail: 
Website: 
Toll Free: 877-842-3863
ivon.t.hughes
What Can You Do For Me?
LifeAnnuities.com - The Hughes Trustco Group Ltd are independent life insurance and life annuity brokers brokers in business since 1972.
Because we are independent we do not promote any particular insurance company. You choose the company you want, which is usually the company offering you the best annuity income.
We are licensed to sell life annuity products acoss Canada.
We are proud members of the Better Business Bureau.
Lets Begin - Get a Quote
Simply complete our Life Annuity Quotation Survey.
Please consider the following questions before completing the form:
Will the life annuity be a single life or joint life?
Will the the life annuity be for yourself or will it include your spouse?
Will there be a guarantee period?
You have the option of choosing no guarantee on your life annuity or you can choose the most common 10 year guarantee. In most cases the longer the guarantee the lower the annuity income. The guarantee period is to age 90. For example if your current age is 65, your maximum guarantee can be 25 years.
Payment Frequency
Would you like to receive your life annuity income, monthly or annually?
Purchase Date & Start Date
When would you like to puchase the annuity and when would you like to start receiving the income payments. Usually purchase date and income start dates are the 1st and 15th of each month.
Registered or Non-Registered
Is the money to be invested in the life annuity registered or non-registered funds?
You can normally expect to receive your life annuity quote in less than 24 hours from Monday - Friday.
Your quote arrives by email with the following subject line:
"Annuity Quote: John Smith" see example
If you do not receive the quote within 24 hours we suggest you check your spam folder as some emails may be redirected to your junk folder. If you don't see any response within 24 hours please contact us by email or call us toll free at 877-842-3863.
After opening the pdf attachment we suggest you look over the quotes. You will see companies rated from top to bottom with the top company offering the most income.
What Happens After I Get The Quote?
Usually 2 days after receiving your quote we will contact you by email or telephone and answer any questions or concerns you may have.
At this point we may suggest a different type of quote with a different amount or guarantee period, depending on your circumstances.
To discuss the quotation you can always call us toll free at 877-842-3863.
Apply & Lock-In the Rate Guarantee
After you have decided on the company, you will complete a Life Annuity Application.
In order to lock-in the rate you can sign a rate guarantee which guarantees the rates currently in effect.
We will request a cheque made payable only to the insurance company and a "void cheque" for automatic deposit together with I.D.
Thats It! - Receive Your Policy By Mail
After receiving your signed application, your investment cheque, void cheque and one copy of ID (i.e. copy of drivers license, birth certificate, passport pages) the following items will be forwarded to the insurance company which will then issue your life annuity policy.
You can then expect to receive the policy within a couple of weeks.
